If there is a flaw in your retirement investment, it has to change to come up with a solution. 401(K) has been known as “Safe” investment many participants can rely on for the income in their retirement. 401(K) has been managed in money-market funds and other funds and act as […]
Investment/Trade
How A Roll-Over Works? 2
Here is the continuation of “How a roll –over works 1”, the previous blog talks about what a roll over is and what type of roll-over exists and also the options of 401(k) and 403(B)roll-over. It may not be easy to understand right away for beginners but identifying your retirement […]
How A Roll-Over Works? 1
Understanding how roll-over works and do a right roll-over separates you from financial literacy from financial illiteracy. If you are financial literacy, you will be able to make a good decision at the right timing to keep your money grow otherwise, you lose. Rolling over is a very critical thing […]
What Prevent You From Achieving Financial Freedom, Fear.
We offer people to build a business rather than keeping a job. This can be a big step in your life because you have to make something happened on your own with your own will. Being a business owner, you will receive so many benefits to making your life happy […]
What Is Qualified Retirement Plan? Is 401(K) a scam?
When you hear qualified investment plans, that sounds good and safe doesn’t it? Some people may keep a qualified retirement plan without knowing what they are and do. I want you to understand that any investment called “Qualified” means that it is a type of retirement plan established by an […]
Cash Flow Depends On Which Group You Belong To
Have you ever respected and/or listen to successful people from the bottom of your heart instead of having hatred and disrespect them? Have you ever wondered how they have gotten to the place where they are? No matter what they do regardless of how people think about them, they work […]
3 Legged Stool For Retirement
The three-legged stool is an investment terminology used for retirement. Many financial advisers use that to describe the three important sources of retirement income for retirees. -Social Security, employee pensions, and personal savings. The structure of 3 legged Stool has changed dramatically last two decades. First of all, the pension […]
Einstein’s Rule of 72
The rule of 72 is a simple equation created by Albert Einstein. He said that compounding interest is the eighth wonder of the world.It is the most powerful math equation. It is one of the simplest tools to help you calculate the estimate of accumulating wealth for how long it […]
Variable Universal Life Insurance(VUL)
It is one of permanent life insurances that offers both a death benefit and an investment feature. The excess of premium payments above the current cost of insurance is invested and its return will be credited to the cash value of the policy. The cash value is credited each month […]
Fixed Universal Life Insurance
It is confusing that there are many different types of life insurances and people don’t really know which one to pick. Many don’t want to even think about the difference, then ended up getting the cheapest life insurance, term life insurance. I would like to explain the concept and benefits […]